Four Point Inspections

  A Four Point Inspection may be required by your insurance company if the home is over 30 years old, is a foreclosure, or for other reasons. Insurance companies are concerned about certain types of homes that may have conditions that could be a liability to them. 
 A Four Point Inspection is a limited scope evaluation and is not intended to be a substitute for a more comprehensive Standard Home Inspection.

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 Four major systems of the home are inspected:

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Electrical System

• Distribution panel make, type, and amp rating

• Wiring types

• Any deficiencies observed and the overall condition of the system

HVAC System

• The age and type of system

• Any deficiencies observed and the overall condition of the system

Plumbing System

• The age of the system

• Types of pipes

• Any deficiencies observed and the overall condition of the system

Roof

• The roof covering material, age, and remaining useful life

• Visible signs of damage, deterioration, or leaks

• Overall condition of the roof